Is this your first time considering the use of a public adjuster? First time dealing with property damages? We've compiled a list of information and resources for policyholders.
A public adjuster is an insurance professional who acts as an advocate for the policyholder during the insurance claim process.
A public adjuster's job is broadly to provide you fair representation during the insurance claim process. We ensure your claim is accepted and that you are compensated to the fullest extent. We also work to accelerate the claim process so you can receive your settlement as soon as possible. In some scenarios the public adjuster may serve as a form of project manager, working as the go-between for the policyholder, insurance company, and individuals involved in repairs like contractors.
There are a variety of situations where a public adjuster can provide help. If you've suffered a large loss, don't feel you're claiming has been handled properly by the insurance company or company adjuster, your claim is undervalued, or when your claim has been rejected altogether.
If you're not sure whether you need a public adjuster, feel free to reach out to us for a free claim assessment. Even if we can't help with a particular situation, we can generally connect you with someone who can help.
There are three types of public adjusters:
This is the adjuster that is appointed to you by your insurance company after a claim is filed. They work directly for the insurance company. The company adjuster inspects damages and determine a recommended claim amount.
Independent adjusters are essentially independent contractors that are hired by insurance companies on a claim-to-claim basis. If an insurance company has a large volume of claims incoming, or doesn't have an in-house adjuster available, they will utilize an independent adjuster.
The public adjuster works directly for the policyholder. They work to ensure the the policyholder is compensated to the fullest extent.
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Can't find the answer to your question? Need some advice? Feel free to reach out to us by phone or email.